See Your Next Cash Crunch Before the Inventory Bill Hits
Plan the next 13 weeks of cash inflows, inventory purchases, payroll, taxes, and other major payments with a free cash-flow projection built for independent outdoor retailers.
Free Google Sheets template. Formulas, dashboard, scenarios, and sample data included.
Know what your cash will look like 3, 6, and 13 weeks from now
Use the projection to see where cash pressure is building and make decisions while you still have options.
Spot low-cash weeks early — See when projected cash falls below your target reserve or below zero.
Plan inventory payments — See how large vendor payments affect cash before you commit to additional purchases.
Test different scenarios — See what happens if sales soften, inventory spending increases, or expenses change.
Make decisions while you still have options — Adjust payment timing, purchasing, and other commitments before cash becomes urgent.
What's included
• 13-week weekly cash projection
• Beginning and ending cash
• Inventory and vendor payments
• Payroll, taxes, debt, and operating expenses
• Target cash reserve tracking
• STABLE / WATCH / ACTION indicators
• Base, conservative, and growth scenarios
• Management dashboard
Built for the realities of outdoor retail
Outdoor retailers often commit cash to inventory weeks or months before that inventory generates sales. Seasonal buying cycles, vendor terms, payroll, taxes, and uneven sales can create cash pressure even when the business is profitable. This template helps you see those pressure points before they arrive.
HOW IT WORKS
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Enter your current cash position — Add starting cash and your desired minimum reserve.
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Enter expected receipts and payments — Forecast sales, inventory purchases, payroll, expenses, taxes, and major payments by week.
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Review the dashboard — See your lowest-cash week, reserve shortfalls, and how alternative scenarios affect your position.